• Take Back Your Cash,
    Your Fees... Your Control

    Take back banking with Kasasa Cash Back, free checking that pays you for using your debit card. Learn more!

  • Mobile Banking - Now Available!

    Our new mobile banking app allows you to bank anytime and anywhere. You can access your accounts straight from your smart phone. Check out the features!

  • You'll Find Us Friendly

    Welcome to Farmers & Merchants State Bank of Appleton, Minnesota. We are your Hometown, Home Owned Bank serving the community since 1915.

  • Agriculture Loans

    Stop in and see us for all your ag input and equipment purchases. OUR BANK IS BUILT ON AGRICULTURE!

  • Insurance Agency

    We offer a complete line of insurance products to meet all your insurance needs. See what we have to offer.